of Credit Bureau Services, Inc.
We Are Committed to
Safeguarding Customer Information
In order to better serve your needs now
and in the future, we may ask you to provide us with certain information. In
order to provide the products and services you request from us, we may also
obtain consumer reports and other information from consumer reporting agencies,
our affiliate consumer reporting agency companies, and other data and
We understand that you may be concerned
about what we will do with such information – particularly any personal or
financial information. We agree that you have a right to know how we will
govern the use and handling of your personal information.
We are committed to the safety,
security, and confidentiality of all personal and corporate identifying
information. The information we request from you will be used only to process
your request, and to contact you for corrections that may be needed to process
your request. This information will only be disclosed when required by law.
Credit Bureau Services, Inc. will never ask you for your password. If we need
information for troubleshooting purposes, we will refer you to a specialist that
will have access to your account data. Please do not share or release your
password to anyone. To help protect your password, never save it on your
computer, as your computer can potentially be hacked into or stolen.
Credit Bureau Services, Inc. does not
resell or share any identifying personal, corporate, or demographic information
gained through this process to other companies or entities in any way. However,
non-identifying aggregate Credit Bureau Services, Inc. may use demographic and
contact information for its own internal communications and marketing efforts
unless you specifically choose otherwise.
the information that you provide to us or we otherwise obtain in providing our
products and services to you.
Depending upon which of our services you
are utilizing, the types of nonpublic personal information that we may collect
Information we receive from you on applications (either on applications
we receive directly from you or through our clients), forms and in other
communications to us, whether in writing, in person, by telephone or any other
Information we receive from a consumer reporting agency and other data
and information providers.
If you want to update or correct
information you have provided us, you can do so by sending us a letter to 3503 N
Dixie Hwy, Oakland Park, FL 33334,
emailing us at firstname.lastname@example.org or
calling us at 954-561-1400. If you want to correct information in a consumer
report we provide on you that you believe is incorrect, you can do so through
the dispute resolution process provided under the Fair Credit Reporting Act or
other applicable laws.
Use of Information
We request information from you or
obtain information about you for our own legitimate business purposes and not
for the benefit of any third party. Therefore, we will not release your
information to any party, whether affiliated with us or not, except: (1) as
necessary for us to provide the product or service you have requested of us; or
(2) as permitted by law. We may, however, store such information, including
during the period after which any customer relationship has ceased. Such
information may be used for any internal purpose, such as quality control
efforts or customer analysis.
Even if you are no longer our customer,
We will use our best efforts to: (a)
protect the confidentiality of your nonpublic personal information (including
your social security number) and ensure that no unauthorized parties have access
to any of your information, (b) restrict access to nonpublic personal
information about you to those individuals and entities that need to know that
information to provide products or services to you, and (c) prevent the unlawful
disclosure of your nonpublic personal information (including your social
security number). We will use our best efforts to train and oversee our
employees and agents to ensure that your information will be handled responsibly
Information & Security guidelines. We currently maintain physical,
electronic, and procedural safeguards that comply with federal regulations to
guard your nonpublic personal information.
We may, from time to time, contact you
via e-mail to inform you of changes or updates to our site or products. We will
never send you a request via e-mail for any personal information (e.g., social
security number, account number, date of birth, etc.). If you receive an e-mail
asking for personal information, please contact our Technical Support Department
at 954-561-1400, email@example.com so
we can take the proper action to protect you.
Preparation and Processing of Investigative Consumer Reports
This notice is provided to California
residents. Under California law, an "investigative consumer report" is
a consumer report containing information on a consumer’s character, general
reputation, personal characteristics, or mode of living. Credit Bureau Services,
Inc. compiles investigative consumer reports about individuals and provides them
to business for background screening, tenant screening, and similar purposes.
Personal Information Disclosure: United
States – In connection with its preparation and processing of investigative
consumer reports Credit Bureau Services, Inc. may transfer personal information
about you to our authorized service providers in the United States and its
territories. Such transfer will be conducted in accordance with all applicable
laws and regulations. Credit Bureau Services, Inc. does not use service
providers located overseas.
We do not sell or share e-mail
addresses or any
other information with third parties. E-mail addresses and other volunteered
information are kept confidential.
All activities performed on the system
are logged. We will periodically check the log files for irregularities or
possibly malicious actions. This measure helps with the early detection of
illegal activities and/or possible equipment failure. This logged data may also
be analyzed to determine how we can upgrade our system to better service you.
When used in the course of scientific or research purposes, all reasonable
identifying information is removed.
Credit Bureau Services, Inc. does not
initiate cookies on behalf of third parties within this system. This system does
not store sensitive or personal identifying information in cookies. However,
non-persistent cookies may be required to maintain session state.
Material Changes in
Any material changes to our Privacy
Practices or security procedures will be posted on this page so that you are
always aware of what information we collect and how we use it as well as the
latest material changes we make to our security procedures.
Security is the forte of Credit Bureau
Services, Inc. and we take great pride in the trust you have placed in us to
safeguard your data. As an extra precaution to protect against the loss, misuse
and alteration of the information under our control, Credit Bureau Services,
Inc. is audited by an independent 3rd party annually. Users, however, are
responsible for the safekeeping of their own login/password and for any misuse
of such information.
We are committed to protecting your
privacy and providing reliable services. We use the information we collect on
the systems only to provide better service and to prevent unauthorized access.
By using our systems, you consent to the
collection and use of this information by Credit Bureau Services, Inc. If we
are always aware of what information we collect, how we use it, and under what
circumstances we disclose it.