Our MEMBERSHIP AGREEMENT is not a contract. There is no obligation when you sign up with us.

There are no monthly fees. There are no minimum monthly amounts. You only pay for what you use.

The Membership Agreement basically states that you will comply with the Fair Credit Reporting Act.

When signing up, the National Credit Bureaus require us to conduct an on-site inspection of your office. Because of the sensitive information and confidential nature of credit reports and because of fraud and identity theft, they mandate that we verify and confirm that you are a legitimate company and that you are who you say you are.  There is a one-time charge of $75 to do this.  All credit reporting agencies are required to do this.  We apologize and hope you understand that this is not our charge – the national credit bureaus have imposed this policy.